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A \  &W% !"#%& 35;AGMU]e1I.A.1.a)(1)(a)(i)(a)@'(i)_Toc450711701_Toc407975395_Toc407983271_Toc408106078_Toc408120412_Toc408123056_Toc408465314_Toc450711702_Toc407975396_Toc407983272_Toc408106079_Toc408120413_Toc408123057_Toc408465315_Toc450711703_Toc407975397_Toc407983273_Toc408106080_Toc408120414_Toc408123058_Toc408465316_Toc450711704_Toc407975398_Toc407983274_Toc408106081_Toc408120415_Toc408123059_Toc408465317_Toc450711705_Toc407975399_Toc407983275_Toc408106082_Toc408120416_Toc408123060_Toc408465318_Toc450711706_Toc407975400_Toc407983276_Toc408106083_Toc408120417_Toc408123061_Toc408465319_Toc450711707_Toc407975401_Toc407983277_Toc408106084_Toc408120418_Toc408123062_Toc408465320_Toc450711708_Toc407975402_Toc407983278_Toc408106085_Toc408120419_Toc408123063_Toc408465321_Toc450711709_Toc407975403_Toc407983279_Toc408106086_Toc408120420_Toc408123064_Toc408465322_Toc450711710_Toc407983280_Toc408106087_Toc408120421_Toc408123065_Toc408465323_Toc450711711_Toc407983281_Toc408106088_Toc408120422_Toc408123066_Toc408465324_Toc450711712 d($     1 b h!!@..    e &W%Xe X&W%%e &W  E1Fr" z *2: "XE4 h%&W  4  33    1  3;b 3  ݀However,inarecentcontactwiththeDallas X RegionSocialSecurityofficeinpreparationofthis  article,theauthorwastoldthisisnolongerthepolicy, ~ andeventhecorpusofasupporttrustwillbetreatedas = a"resource"ofabeneficiarybySSI.Becausethecase T lawandcommentarytodateiscontrary,thisdoesnot  appearasufficientbasisforleaving"supplemental z needs"languageoutoftrusts;butitopensthe 9 possibilityofdraftinglessrestrictivedistribution P powersandofutilizingexistingsupporttruststhat    previouslywouldhavehadtobeamendedtoallowfor v   SSIbenefits.&W%_Toc407983282_Toc408106089_Toc408120423_Toc408123067_Toc408465325_Toc450711713http://www.texasprobate.com/articles/http://www.texasprobate.com/articles/_Toc407983283_Toc408106090_Toc408120424_Toc408123068_Toc408465326_Toc450711714  b h!!@..    e &W%Xe X&W%%e &W  E1Fr" z *2: "XE h33%&W    2  3b &W%3  ݀%&WAtthiswriting,CongressisconsideringH.R. X 631,whichwouldprovide(atSection107)forone + monthofineligibilityforevery$500transferred(orin  futureyears,theamountwillequalwhateverthe Q maximummonthlySSIbenefitmaythenbe).The h lookbackperiodwouldbe36months.Itwouldnot ' applytotransferstoatrustcreatedunder42U.S.C.  1396p(d)(4)(selfsettledunder65SNT'sandpooled M trusts).Sec.106alsoprovidesfortrustrulessimilarto d  thoseintheMedicaidlaw.Thatis,ifatrustis #   establishedwithassetsoftheindividualorthe    individual'sspouse,thecorpuswillbetreatedasa  I  resourceifthetrusteecanunderanycircumstances `   makeapaymenttotheindividualortheindividual's   spouse.Ifnot(i.e.,anirrevocabletrustofwhichthe   settlorisnotabeneficiary),thetransferwillbe  E  penalized,apparentlywitha36monthlookback \  period.Ifthebillpasses,thetransferpenalty   provisionswillbeeffectiveonthedateofenactment.   ThetrustprovisionswouldgointoeffectJanuary1, A 2000.Atthiswriting,thebillhasbeenreportedoutto X theHouseWays&MeansCommitteefromthe  SubcommitteeonHumanResources.$9 ~ 4 hh$99$  4  9$&W%_Toc407975404_Toc407983284_Toc408106091_Toc408120425_Toc408123069_Toc408465327_Toc450711715_Toc407975405_Toc407983285_Toc407975406_Toc407983286_Toc407975408_Toc407983288_Toc408106093_Toc408120427_Toc408123071_Toc408465328_Toc450711716_Toc407975409_Toc407983289_Toc408106094_Toc408120428_Toc408123072_Toc408465329_Toc450711717_Toc407975410_Toc407983290_Toc408106095_Toc408120429_Toc408123073_Toc408465330_Toc450711718_Toc407975411_Toc407983291_Toc408106096_Toc408120430_Toc408123074_Toc408465331_Toc450711719_Toc407975412_Toc407983292_Toc408106097_Toc408120431_Toc408123075_Toc408465332_Toc450711720_Toc407975413_Toc407983293_Toc408106098_Toc408120432_Toc408123076_Toc408465333_Toc450711721_Toc407975414_Toc407983294_Toc408106099_Toc408120433_Toc408123077_Toc408465334_Toc450711722_Toc407975415_Toc407983295_Toc408106100_Toc408120434_Toc408123078_Toc408465335_Toc450711723_Toc407975416_Toc407975417_Toc407975418_Toc407983296_Toc408106101_Toc408120435_Toc408123079_Toc408465336_Toc450711724_Toc407975419_Toc407983297_Toc408106102_Toc408120436_Toc408123080_Toc408465337_Toc450711725_Toc407975420_Toc407983298_Toc408106103_Toc408120437_Toc408123081_Toc408465338_Toc450711726_Toc407975421_Toc407983299_Toc408106104_Toc408120438_Toc408123082_Toc408465339_Toc450711727_Toc407975422_Toc407983300_Toc408106105_Toc408120439_Toc408123083_Toc408465340_Toc450711728_Toc407975423_Toc407983301_Toc408106106_Toc408120440_Toc408123084_Toc408465341_Toc450711729_Toc407975424_Toc407983302_Toc408106107_Toc408120441_Toc408123085_Toc408465342_Toc450711730_Toc407975425_Toc407983303_Toc408106108_Toc408120442_Toc408123086_Toc408465343_Toc450711731_Toc407975426_Toc407983304_Toc408106109_Toc408120443_Toc408123087_Toc408465344_Toc450711732_Toc407975427_Toc407983305_Toc408106110_Toc408120444_Toc408123088_Toc408465345_Toc450711733_Toc407975428_Toc407983306_Toc408106111_Toc408120445_Toc408123089_Toc408465346_Toc450711734_Toc407975429_Toc407983307_Toc408106112_Toc408120446_Toc408123090_Toc408465347_Toc450711735_Toc407975430_Toc407983308_Toc408106113_Toc408120447_Toc408123091_Toc408465348_Toc450711736_Toc407975431_Toc407983309_Toc408106114_Toc408120448_Toc408123092_Toc408465349_Toc450711737_Toc407975432_Toc407983310_Toc408106115_Toc408120449_Toc408123093_Toc408465350_Toc450711738_Toc407975433_Toc407983311_Toc408106116_Toc408120450_Toc408123094_Toc408465351_Toc450711739_Toc450711740_Toc450711741_Toc407983312_Toc408106117_Toc408120451_Toc408123095_Toc408465352_Toc450711742_Toc407975434_Toc407983313_Toc408106118_Toc408120452_Toc408123096_Toc408465353_Toc450711743_Toc407975435_Toc407983314_Toc408106119_Toc408120453_Toc408123097_Toc408465354_Toc450711744_Toc407975436_Toc407983315_Toc408106120_Toc408120454_Toc408123098_Toc408465355_Toc450711745_Toc407975437_Toc407983316_Toc408106121_Toc408120455_Toc408123099_Toc408465356_Toc450711746_Toc407975438_Toc407983317_Toc408106122_Toc408120456_Toc408123100_Toc408465357_Toc450711747_Toc407975439_Toc407983318_Toc408106123_Toc408120457_Toc408123101_Toc408465358_Toc450711748_Toc407975440_Toc407983319_Toc408106124_Toc408120458_Toc408123102_Toc408465359_Toc450711749_Toc407975441_Toc407983320_Toc408106125_Toc408120459_Toc408123103_Toc408465360_Toc450711750_Toc450711751_Toc348875442_Toc348953450_Toc380844270_Toc380844689_Toc380844870_Toc384385649_Toc384385832_Toc385223038_Toc385223387_Toc385229683_Toc386857521_Toc386945670_Toc386946825_Toc386987303_Toc386992611_Toc439046138_Toc450711752_Toc348875443_Toc348953451_Toc380844690_Toc380844871_Toc384385650_Toc384385833_Toc385223039_Toc385223388_Toc385229684_Toc386857522_Toc386945671_Toc386946826_Toc386987304_Toc386992612_Toc439046139_Toc450711753Medicaid, generallyTexas Health and Human Services CommissionMedicaid, generallyCost of  b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    3  3>b 3  ݀CongressionalResearchService,Medicaid:An X Overview(IP468M,September30,1997),pp.CRS1  to2.&W%Medicaid, generallyPolitical importance  b h!!@..    e &W%Xe X&W%%e &W  B." z *2: "XB4 h%&W  4  33    4  38b 3  ݀Medicaid:AnOverview,p.CRS3&W%  b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    5  3>b 3  ݀TexasHealthandHumanServices X Commission,TexasMedicaidinPerspective,2nd  ed.(1997).&W%_Toc348953452_Toc380844691_Toc380844872_Toc384385651_Toc384385834_Toc385223040_Toc385223389_Toc385229685_Toc386857523_Toc386945672_Toc386946827_Toc386987305_Toc386992613_Toc439046140_Toc450711754Medicaid, generallyChanges likely_Toc348953453_Toc380844692_Toc380844873_Toc384385652_Toc384385835_Toc385223041_Toc385223390_Toc385229686_Toc386857524_Toc386945673_Toc386946828_Toc386987306_Toc386992614_Toc439046141_Toc450711755Medicaid, generallyScope of the Medicaid programSupplemental Security IncomeSupplementary Security Income (SSI)Temporary Assistance to Needy Families_Toc348953454_Toc380844693_Toc380844874_Toc384385653_Toc384385836_Toc385223042_Toc385223391_Toc385229687_Toc386857525_Toc386945674_Toc386946829_Toc386987307_Toc386992615_Toc439046142_Toc450711756_Toc380844694_Toc384385654Medical Assistance Program, defined_Toc380844695_Toc384385655Client, defined_Toc380844696_Toc384385656_Toc348953455_Toc380844697_Toc380844875_Toc384385657_Toc384385837_Toc385223043_Toc385223392_Toc385229688_Toc386857526_Toc386945675_Toc386946830_Toc386987308_Toc386992616_Toc439046143_Toc450711757Medicaid, generallyHome care programs_Toc380844698_Toc384385658_Toc439046144Supplementary Security Income (SSI)SSI-Related MAO, definedType Program 14, definedMedicaid, benefitsNursing home care - b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    6  3>b 3  ݀See40T.A.C.Chapter19forservices X Medicaidcertifiednursingfacilitiesmustprovideand  standardstheymustmeet.Forabriefoverviewof ~ servicescovered,seeMedicaidEligibilityHandbook = AppendixXIII,AttachmentII.&W%Medicaid, benefitsDental care not coveredMedicaid, benefitsPayment for non-covered services  b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    7  3>b 3  ݀Forinstructionstoeligibilityworkersonhowto X dothis,seeMedicaidEligibilityHandbook2461.2.  Notethatthissaysnothingaboutrecoveringpayments ~ madeinthepast.Therefore,itisimportantthatthe = clientbeadvisedtonotifytheeligibilityworker T wheneverpossibleinadvancebeforemaking  paymentsforthese incurredmedicalexpenses.&W%Medicaid eligibility, generallyGeneral eligibility for nursing home care_Toc380844699_Toc384385659_Toc439046145Community Care, definedFamily Care, definedPrimary Home Care, definedPrimary Home CareFrail Elderly Program, definedMedicaid benefitsHome care programsMedicaid eligibility, generallyHome care programsPrimary Home Care q b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    8  3>b 3  ݀40T.A.C.48.2901etseq.Theregulations X regardingthehomecareprogramsaresopoorly  organizedthatitisdifficulttounderstandtheir ~ meaningwithoutreferencetoDHSsummariesthatare = producedfromtimetotimeandareusuallyavailable T fromlocalDHSoffices.&W%Transfers (gifts) to achieve Medicaid eligibilityCommunity Based Alternatives Program_Toc380844700_Toc384385660_Toc439046146Community Based Alternatives ProgramBenefits & eligibility requirementsNursing Facility Waiver Program, defined  b h!!@..    e &W%Xe X&W%%e &W  B.r" z *2: "XB4 h%&W  4  33    9  38b 3  ݀See40T.A.C.48.600148.6020for X regulationsgoverningtheCommunityBased  AlternativesProgram.Itisdescribedgenerallyat ~ MedicaidEligibilityHandbook4816.&W%Transfers (gifts) to achieve Medicaid eligibilityCommunity Care programCommunity Based Alternatives ProgramRisk Assessment process_Toc380844701_Toc384385661_Toc439046147Community Living Assistance and Support Services) Program  b h!!@..    e &W%Xe X&W%%e &W  B.r" z *2: "XB4 h%&W  4  33    10  38b 3  ݀See40T.A.C.48.210148.2110for X regulationsgoverningtheCLASSProgram.Itis  describedgenerallyatMedicaidEligibilityHandbook ~ 4811.&W%  b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    11  3>b 3  ݀40T.A.C.27.503.&W%_Toc439046148Home and Community-Based ServicesHome and Community-based Services v b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    12  3>b 3  ݀AwordsearchofChapter48,T.A.C.yields X approximatelyadozenreferencesto homeand  communitybasedservices,noneofwhichpertainto ~ thisprogram.Itisapparentlyfundedunder1915(c) = ofTitleXIXtotheSocialSecurityActasa Medicaid T waiverprogram.&W%  b h!!@..    e &W%Xe X&W%%e &W  B.r" z *2: "XB4 h%&W  4  33    13  38b 3  ݀MedicaidEligibilityHandbook4813.&W%_Toc348953456Medwhy_Toc380844271_Toc380844702_Toc380844876_Toc384385662_Toc384385838_Toc385223044_Toc385223393_Toc385229689_Toc386857527_Toc386945676_Toc386946831_Toc386987309_Toc386992617_Toc439046149_Toc450711758Medicaid, generallyReasons to become eligible_Toc385223045_Toc385223394_Toc385229690_Toc386857528_Toc386945677_Toc386946832_Toc386987310_Toc386992618_Toc439046150_Toc450711759  b h!!@..    e &W%Xe X&W%%e &W  B.r" z *2: "XB4 h%&W  4  33    14  38b 3  ݀AARPbrochure CampaignforNursingHome X ReformNow,September30,1995,citingTexas  DepartmentofHumanServicesassource.&W%_Toc385223046_Toc385223395_Toc385229691_Toc386857529_Toc386945678_Toc386946833_Toc386987311_Toc386992619_Toc439046151_Toc450711760_Toc450711761Medicaid, generallyDisadvantages of_Toc450711762Medicaid eligibility, generallyMedical necessityGeriatric Care Managers_Toc450711763Nursing homesMedicaid-certifiedMedicaid, generallySpending for Medicaid [ b h!!@..    e &W%Xe X&W%%e &W  _H4Fr" z *2: "XH4 h%&W  4  33    15  3Nb 3  ݀AustinAmericanStatesman,January28,1997, X p.B1.&W%  b h!!@..    e &W%Xe X&W%%e &W  _H4Fr" z *2: "XH4 h%&W  4  33    16  3Nb 3  ݀Nationally,Medicaidpays80%oftheprivate X payrateaccordingtoone_unattributed_Ԁestimate.  AnalyticalText,Estate&ElderLawAdvisor ~ (WestGroupCD,1999).Nodataexpressly = addressingthisissuehavebeenfound,buttheauthor T calculatesfromdataassembledforotherpurposesthat  theratiomayhavebeen85%inTexasintheearly z 1990s.HouseResearchOrganization,Nursing 9 HomesinTexas:AGuidetotheIssues(1992).&W%Medicaid bedMedicaid bedsMedicaid eligibility, generallyMedicaid beds  b h!!@..    e &W%Xe X&W%%e &W  _H4Fr" z *2: "XH4 h%&W  4  33    17  3Nb 3  ݀SimilaropinionsareexpressedinLongTerm X CarePlanning:ADollarandSenseGuide,p.53  (UnitedSeniorsHealthCooperative,1999Edition).&W%_Toc450711764Medicaid bedMedicaid bedsNursing homesChoice ofMedicaid bedMedicaid bedsNursing homesPrivate-pay  b h!!@..    e &W%Xe X&W%%e &W  _H4Fr" z *2: "XH4 h%&W  4  33    18  3Nb 3  ݀40_T.A.C._Ԁ19.2322(d)(9),publishedinTexas X RegisteronJanuary23,1999(effectiveFebruary1,  1999).&W%Medicaid bedMedicaid beds  b h!!@..    e &W%Xe X&W%%e &W  _H4Fr" z *2: "XH4 h%&W  4  33    19  3Nb 3  ݀_Linton_ԀbyArnoldv.CommissionerofHealth X andEnvironment,StateofTennessee,65F.3d508(6th  Cir.1995),cert.denied,St.PeterVilla,Inc.v._Linton_, ~ 116_S.Ct_.1542,134_L.Ed_.2d646,64_USLW_Ԁ3705, = 3707(U.S.,Apr22,1996).FederalMedicaidstatutes T cited_Linton_are42U.S.C.A.1396a(a)(23),  1396r(c)(4),(5).Seealso42U.S.C.A. z 1396a(a)(10(a)(ii)(V).&W%Medicaid bedMedicaid bedsMiller Trust H b h!!@..    e &W%Xe X&W%%e &W  _H4Fr" z *2: "XH4 h%&W  4  33    20  3Nb 3  ݀40_T.A.C._Ԁ19.502(b)(5).&W%Medicaid eligibility, generallyBed holdMedicaid bedMedicaid bedsMedicaid bedMedicaid beds_Toc450711765Medicaid, generallyStigma on eligibilityMedicaid bedMedicaid bedsEthicsIdentification of client_Toc348953459_Toc380844272_Toc380844705_Toc380844879_Toc384385665_Toc384385841_Toc385223047_Toc385223396_Toc385229692_Toc386857530_Toc386945679_Toc386946834_Toc386987312_Toc386992620_Toc439046152_Toc450711766_Toc348953460_Toc380844706_Toc380844880_Toc384385666_Toc384385842_Toc385223048_Toc385223397_Toc385229693_Toc386857531_Toc386945680_Toc386946835_Toc386987313_Toc386992621_Toc439046153_Toc450711767EthicsIdentification of client_Toc380844707_Toc384385667_Toc439046154_Toc380844709_Toc384385669_Toc439046156EthicsJoint representationEthicsConflicts of interest_Toc380844710_Toc384385670_Toc439046157EthicsLitigationEthicsQualified Domestic Relations Order_Toc348953461_Toc380844711_Toc380844881_Toc384385671_Toc384385843_Toc385223049_Toc385223398_Toc385229694_Toc386857532_Toc386945681_Toc386946836_Toc386987314_Toc386992622_Toc439046158_Toc450711768EthicsFraud_Toc380844712_Toc384385672_Toc439046159  b h!!@..    e &W%Xe X&W%%e &W  ?+  N z *2: "X?4 h%&W  4  33    21  35b 3  ݀DisciplinaryRules3.04,3.10,4.01.&W% S b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    22  3>b 3  ݀40T.A.C.15.431(d),MedicaidEligibility X Handbook2322.6.&W%_Toc380844713_Toc384385673_Toc439046160  b !  5+  N z *2: "54  4  3      3  S\  `&Times New RomanSԀDisciplinaryRules3.04(a),3.10,4.01(b).&&&S\  `&Times New RomanSEthicsFailing to disclose a material fact._Toc348953462_Toc380844714_Toc380844882_Toc384385674_Toc384385844_Toc385223050_Toc385223399_Toc385229695_Toc386857533_Toc386945682_Toc386946837_Toc386987315_Toc386992623_Toc439046161_Toc450711769EthicsDiligent representation a b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    23  3>b 3  ݀MatterofKlapper,NYLJ,Aug.9,1994,p.26, X col.1,Sup.Ct.,KingsCo.&W% z b h!!@..    e &W%Xe X&W%%e &W  H4Fr" z *2: "XH4 h%&W  4  33    24  3>b 3  ݀InInreGuardianshipofConnor,525N.E.2d X 214(Ill.App.1988),aguardianwasheldliablefor  damagesforsellingthewardshomeandspendingthe ~ proceedsonnursinghomecare,whenthehomewasan = exemptresourceunderMedicaidlaw.Seealso T DisciplinaryRule1.01.&W%EthicsFordham Universitys 1993 Conference on Ethical Issues in RepresEthicsDivestment (transfers) of assets  b h!!@..    e &W%Xe X&W%%e &W  B.rrr" z *2: "XB4 h%&W  4  33    25  38b 3  ݀ProceedingsoftheConferenceonEthical X IssuesinRepresentingOlderClients,62FordhamL.  Rev.1063(1994),reprintedinTheCriminalStatute: ~ UnderstandingtheStatuteandLegislativeProcess, = coursematerials(Tab1)forthe1997Advanced T InstituteoftheNationalAcademyofElderLaw  Attorneys.&W%_Toc348953463_Toc380844715_Toc380844883_Toc384385675_Toc384385845_Toc385223051_Toc385223400_Toc385229696_Toc386857534_Toc386945683_Toc386946838_Toc386987316_Toc386992624_Toc439046162_Toc450711770EthicsCompetent representationNational Academy of Elder Law Attorneys_Toc348953464_Toc380844716_Toc380844884_Toc384385676_Toc384385846_Toc385223052_Toc385223401_Toc385229697_Toc386857535_Toc386945684_Toc386946839_Toc38